Terms of Service

Smor-Ting Mobile Money & Service Booking App

Last Updated: January 15, 2025

1. Acceptance of Terms

By downloading, installing, or using the Smor-Ting mobile application ("App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App.

These Terms constitute a legally binding agreement between you and Smor-Ting ("we," "us," or "our") regarding your use of the App and related services.

2. Description of Service

Smor-Ting is a mobile application that provides:

3. User Accounts

3.1 Account Creation

To use certain features of the App, you must create an account. You agree to:

3.2 Account Responsibility

You are responsible for all activities that occur under your account. We are not liable for any loss or damage arising from unauthorized use of your account.

4. Acceptable Use

You agree to use the App only for lawful purposes and in accordance with these Terms. You agree not to:

5. Payment and Financial Services

5.1 Payment Processing

All payments are processed through secure third-party payment providers. You agree to:

5.2 Transaction Limits

We may impose transaction limits for security and regulatory compliance. These limits may vary based on account verification status and usage patterns.

Important: All transactions are final once processed. We cannot guarantee refunds for completed transactions.

6. Service Bookings

When booking services through the App:

7. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using the App, you consent to the collection and use of your information as described in our Privacy Policy.

8. Intellectual Property

The App and its content are protected by copyright, trademark, and other intellectual property laws. You may not:

9. Disclaimers and Limitations

9.1 Service Availability

We strive to provide reliable service but cannot guarantee uninterrupted availability. The App may be temporarily unavailable due to maintenance or technical issues.

9.2 Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the App.

Note: Our total liability to you for any claims shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Smor-Ting and its officers, directors, employees, and agents from any claims, damages, or expenses arising from:

11. Termination

We may terminate or suspend your account and access to the App at any time, with or without cause, with or without notice.

Upon termination:

12. Governing Law

These Terms are governed by the laws of Liberia and the United States, as applicable. Any disputes shall be resolved in the courts of Liberia.

13. Changes to Terms

We may modify these Terms at any time. We will notify you of changes by:

Your continued use of the App after changes become effective constitutes acceptance of the updated Terms.

14. Contact Information

If you have questions about these Terms, please contact us: